Clients don't have X-rays.

In our last post, we walked through how mathematics and statistics can support better decisions, using platform pricing as the example. If I have one critique of the platform research I've seen over the years — paid and unpaid, and of financial planning research generally — it's the lack of descriptive statistics used to draw real inferences. You're lucky to get a sum, a count, or an average. The slide below gives you a bit more to work with: count, average, and median too. B

What a Good MPS Provider Actually Brings to the Table This post is first in a series of how we used mathematics — not guesswork — to challenge a compliance network's assumptions on platform pricing, and how we approached the challenge. Please note - This post is purely educational, based on our experience and the approaches we've used over 26+ years in financial planning and investment management. Its purpose is to: 1) spark discussion, 2) help evolve professional standards,

451 Analytics is a bespoke Model Portfolio Service built for financial advisers who want technical rigour without sacrificing personalisation. We work with UK and international advisers facing a decision every growing practice eventually confronts: build model portfolios in-house, or outsource construction to focus on financial planning and client relationships. Most Model Portfolio Services force a trade-off — either a generic, off-the-shelf range, or the time and governance